How to spend money wisely at Christmas

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Christmas is one of the times of the year with the highest outlay: Christmas dinners, gifts, trips, decorations for the house, meetings with friends... There are many things that we usually do with a very small budget. That's why, now more than ever, it's time to do everything possible to spend wisely .

The way to do it depends on each person and Belgium Phone Number List their circumstances, but there the realare a series of tips that you can start from now on . Next, we explain how to do it.

set a budget

The budget is the main document to spend money intelligently at any time of the year , and Christmas was not going to be an exception. Before buying any gift or in any store, it is important to establish a budget to avoid excessive spending with current income.

In this document it is important to draw up a list with the money you have available for Christmas and the expected expenses for the period . If these expenses cover all the money provided, it is important to choose goods that are cheaper to adjust it as much as possible. And, most importantly, once Christmas is over, you must establish a control that helps you limit the budget for future years.

Make your personal shopping list

The Organization of Consumers and Users (OCU) recalls that one of the ways to consume responsibly and intelligently is to make lists, specifically three: food, gifts and toys. They should include everything you need to buy.

And, of course, anticipate shopping as much as possible to save and, above all, do not do it between the busiest days of the year, such as Christmas Eve, New Year's Eve or Three Kings.

Control the energy consumption of your home

Light has become an unexpected protagonist in 2022 , and always in a way that is detrimental to families. Its price has not stopped breaking historical records, so you have to be aware of this important expense during the Christmas period, which is when it is used the most.

Planning the use of electrical appliances, such as the washing machine, the dishwasher or even the oven, at night or off-peak hours, is a good option to save. Likewise, it is recommended to completely disconnect electronic devices when they are not in use , instead of leaving them in sleep or standby mode . You can do it manually or with smart plugs or programmers to save up to 10% on your electricity bill.